The words "foreign national" and risk are synonymous to many domestic lenders. Yet the reality couldn't be further from the truth.

With over 20 million high-net-worth individuals worldwide seeking access to U.S. real estate, the opportunity is massive. The problem is that the U.S. secondary mortgage market and rating agencies treat these wealthy borrowers as flight risks, deterring further investment.

In this session, Yuval Golan, Founder & CEO of Waltz, will unpack real transaction data showing that high-net-worth foreign nationals represent some of the most stable and reliable borrowers. Over the past year, foreign investment in U.S. real estate has increased 33% even as many lenders have made this demographic an afterthought. As demand accelerates, Waltz is stepping in to bridge the gap for cross-border investors while remaining risk-averse.